Privacy Policy

Here’s a professional, compliant Privacy Policy you can use for your Lending and Real Estate business (like Michael Angelo Home Loans & Realty).
It’s written in plain legal language, compliant with U.S. federal lending and real estate privacy laws — including GLBA (Gramm-Leach-Bliley Act), CCPA (California Consumer Privacy Act), and general real estate data protection practices.

Privacy Policy

Effective Date: [Insert Date]
Company Name: Michael Angelo Home Loans Inc. (“we,” “us,” “our”)
Website: www.Michaelangelohomeloansinc.com

1. Introduction

Your privacy is important to us. This Privacy Policy explains how we collect, use, share, and protect your personal information when you apply for a loan, use our real estate services, or interact with our website and representatives.

By using our services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

A. Personal Information

Name, address, email, and phone number

Date of birth and Social Security number

Driver’s license or government-issued ID

Employment, income, and financial details

Credit information and loan history

B. Property & Transaction Information

Property address and valuation details

Purchase or sale agreements

Loan application details and closing documents

C. Website & Communication Data

IP address and browser information

Cookies and usage data

Messages, forms, and inquiries sent through our site or platforms

3. How We Use Your Information

We use your information to:

Process and manage loan applications

Facilitate property sales, purchases, or rentals

Verify identity and prevent fraud

Communicate updates, offers, or service changes

Comply with legal and regulatory obligations

5. Your Choices and Rights

Depending on your state of residence (including California), you may have rights to:

Access, correct, or delete personal data we hold

Opt out of marketing communications

Limit the sharing of sensitive financial information

To exercise these rights, contact us at [email protected] or 347-229-1442.

6. Data Security

We use administrative, technical, and physical safeguards to protect your information from unauthorized access, use, or disclosure.
This includes secure servers, encrypted data transmission, and restricted employee access.

7. Retention of Information

We retain your information only as long as necessary to:

Complete your transaction

Fulfill legal or regulatory obligations

Maintain business records

Afterward, data is securely deleted or anonymized.

8. Cookies and Online Tracking

Our website may use cookies to improve functionality and measure engagement.
You can disable cookies in your browser settings, though some site features may not function properly.

9. Third-Party Links

Our site may contain links to third-party sites (e.g., partner lenders, MLS listings). We are not responsible for the privacy practices of those websites.

10. Children’s Privacy

We do not knowingly collect information from anyone under 18 years of age. If we learn that we have collected data from a minor, we will delete it immediately.

11. Updates to This Policy

We may update this Privacy Policy periodically. The latest version will always be available on our website with an updated “Effective Date.”

12. Contact Us

For questions or concerns about this Privacy Policy, please contact:

Michael Angelo Home Loans & Realty
📍 Nationwide
📞 (347-)-229-1442
✉️ Michaelangel [email protected]
🌐 www.Michaelangelohomeloansinc.com