Terms and Conditions Michael Angelo Home Loans Inc.
Turning Dreams into Reality!

Last Updated: October 27, 2025

1. Introduction

Welcome to Michael Angelo Home Loans Inc. (“we,” “our,” or “us”). By accessing or using our website, services, or any related platforms, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.

2. Services Provided

Michael Angelo Home Loans Inc. offers residential and commercial loan products, mortgage brokerage services, and real estate consultation. All loans are subject to credit approval, property appraisal, and applicable underwriting guidelines.

3. Eligibility

To use our services, you must: Be at least 18 years old.

Be a U.S. resident or legal entity, Permanent resident or work visa, foreign national, business owner, no income, first time and multiple time investor. Low credit scores welcome. Provide accurate, complete, and up-to-date information during any application process.

4. No Guarantee of Loan Approval

Submission of a loan application does not guarantee approval or specific loan terms. Final loan decisions are based on creditworthiness, income verification, property details, and lender underwriting criteria. All content on our website—including text, graphics, logos, images, and software—is the property of Michael Angelo Home Loans Inc. and protected by U.S. copyright and trademark laws. You may not reproduce or distribute any content without our prior written consent.

7. Limitation of Liability

Michael Angelo Home Loans Inc. is not liable for any indirect, incidental, or consequential damages resulting from your use of our website or services. We make no warranties regarding the accuracy, completeness, or availability of our website or its contents.

8. Third-Party Links

Our website may contain links to external websites for informational purposes. We are not responsible for the content, privacy policies, or practices of third-party websites.

9. Compliance and Legal Obligations

We comply with all applicable federal, state, and local lending laws, including the Equal Credit Opportunity Act (ECOA), Fair Housing Act, and Truth in Lending Act (TILA). Discriminatory lending practices are strictly prohibited.

10. Termination of Use

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and without prior notice.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

12. Updates and Modifications

We may modify these Terms at any time. Updates will be posted on our website with the effective date. Continued use of our services after updates constitutes acceptance of the revised Terms.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:
Michael Angelo Home Loans Inc.
Email: [email protected]
Phone: 1 -(347)-339-2863

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